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Insurance for electric cars

With the new DGT stickers' thing will appear restrictions for the most polluting vehicles and prizes for the 'clean' cars, maybe you are thinking then of buying an electric car.

• The advantages by which you decide to choose an electric car are several:

• Do not emit polluting gases and their manufacture is usually more respectful with the environment.

• The cost of use is very low, only 1 $ per 50 miles.

• Reviews are more economical as you save on replacements for oils, liquids and filters.

• They are allowed to circulate through most of the areas limited to traffic by pollution.

• Less possibility of breakdowns.

And there are also a lot of benefits for you and your pocket for driving an electric car. But whatever your vehicle you have to have a best auto insurance rates and coverage that will cover you with possible complications you may have in the future.

Do you need a special policy?

As any vehicle is required to have a policy that has at least guaranteed mandatory civil liability. The vast majority of insurance for these types of cars are the same as those for a gasoline or diesel vehicle, but due to the peculiarities of the electric car have created special covers specifically designed for this type of cars. For electric vehicles there is a specific insurance and it is the case of theft of cable recharging theft. This cable is the most important element of these cars since it is totally necessary to recharge the vehicle. This component has a fairly high cost and this is the reason why electric car insurances contemplate this theft. Another very important coverage in these cars is the roadside assistance from miles zero, this is because electric vehicles run on battery and can run out midway. This is important because the charging points for electric cars are very few today, so you will need roadside assistance almost anywhere. The battery could also be damaged in the middle of the trip, which would also be covered by the insurance, both the battery failure and the engine. Depending on the insurer you have you will have some coverages or others for your electric car, but today it is rare that an insurer does not have policies covering these vehicles. They do not vary much from the basic car insurance, except for some specific coverage, but their price will also depend on the brand and the coverages that are chosen.